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Activity-Based Budgeting Program for Philippine Businesses

This isn't another theoretical finance course. We built this program after working with dozens of Metro Manila businesses who were tired of budgets that looked pretty but didn't reflect how money actually moved through their operations.

What This Program Actually Covers

Most budgeting treats expenses like line items on a spreadsheet. We teach you to connect spending directly to the activities that drive your business—whether that's customer service calls, production runs, or distribution logistics.

The approach works especially well for businesses in Ortigas, Makati, and BGC where operational complexity makes traditional budgeting feel disconnected from reality. You'll learn how to track costs at the activity level, which means better decisions about where to invest and where to cut back.

How the Program Unfolds Over Six Months

We start in September 2025 and run through February 2026. Each phase builds on the previous one, and you work with actual data from your business throughout.

01

Foundation Phase: Understanding Your Activities

September - October 2025

We start by mapping what your business actually does. Not the org chart—the real work. You'll identify cost drivers, break down processes, and learn to categorize expenses by activity rather than department. Most participants realize they've been blind to where money goes during this phase.

02

Implementation Phase: Building Your ABB Framework

November 2025

Now you construct your activity-based budget. We provide templates adapted for Philippine business contexts—accounting for seasonality, irregular cash flows, and the specific challenges of operating in Metro Manila. You'll work with your own financial data under guidance from practitioners who've done this before.

03

Analysis Phase: Reading What Your Budget Tells You

December 2025

The budget is built. Now what? This phase focuses on interpretation—learning to spot inefficiencies, understand variance patterns, and identify which activities deliver value versus which ones drain resources. It's detective work, basically.

04

Optimization Phase: Making Strategic Adjustments

January - February 2026

You'll learn how to adjust resource allocation based on what your ABB analysis revealed. This includes scenario planning, preparing for business expansion or contraction, and building flexibility into your financial planning. By the end, you should have a working system that evolves with your business.

Questions We Get Asked Frequently

These come up in almost every intake conversation. Figured we'd answer them upfront.

Program Basics
Who should actually take this program?
Business owners, financial managers, and operations directors who deal with budgets regularly. Works best if you have at least one year of financial data to work with. If you're just starting out, you might want to wait until you have more operational history to analyze.
Do I need an accounting background?
Not really. You should understand basic financial statements and be comfortable with spreadsheets. We teach the budgeting methodology—you bring knowledge of how your business operates. That combination works better than having just one or the other.
Technical Requirements
What data do I need to bring?
Financial statements from the past 12-24 months, expense breakdowns, and some understanding of your operational processes. The more detailed your data, the better your results. We work with Excel primarily, though the concepts apply regardless of what software you use.
Is this taught online or in person?
Hybrid format. Core sessions happen at our Ortigas location twice monthly. Between sessions, you work on your own budget with access to online resources and scheduled consultation slots. This setup works better than pure classroom or pure online—you get structure plus flexibility.
Program Support
What happens if I fall behind?
All session materials remain accessible. You can catch up at your own pace, and we schedule monthly review sessions where slower-paced participants can ask questions. The program is structured so you can miss a session without getting completely lost.
Can I get help with my specific business situation?
Yes. Each participant gets three one-hour consultation slots during the program where we work directly on your budget. Group sessions cover methodology; consultations tackle your particular challenges. Both matter.

Practical Guides Written by Program Instructors

These articles come from questions that came up repeatedly during past program sessions. Real problems, practical solutions.

Implementation

Setting Up Activity Centers That Actually Make Sense

The biggest mistake businesses make is creating too many activity categories. This guide walks through how to identify the 5-8 activity centers that matter for your operation, using examples from retail, manufacturing, and service businesses in Manila.

Destin Kowalczyk
Budget Systems Consultant
Analysis

Reading Cost Variance Patterns Without Overreacting

Not every variance means something's wrong. Learn which budget deviations signal real problems versus normal business fluctuation. Includes specific thresholds and decision frameworks used by Philippine businesses across different industries.

Clementine Voss
Financial Analysis Specialist
Strategy

Using ABB Data to Make Capacity Decisions

When should you hire another employee? Lease more space? Invest in automation? Your activity-based budget contains these answers if you know where to look. This guide shows you the specific calculations and benchmarks.

Theron Macleod
Operations Finance Advisor
Tools

Excel Templates That Don't Break When You Scale

Most budget spreadsheets become unusable once your business grows past a certain size. Here's how to structure your ABB workbook so it remains functional whether you're tracking 5 activities or 50, with formulas that won't randomly error out.

Saffron Bellamy
Financial Systems Developer