Cookie & Tracking Policy
Understanding how we use tracking technologies to improve your experience on streammsg.com
Last Updated: February 2025 – This policy reflects our current approach to data collection and user privacy on streammsg.com
What Are Cookies?
Cookies are small text files placed on your device when you visit websites. Think of them as digital bookmarks that help sites remember who you are and what you prefer.
We use several types of tracking technologies at StreamMsg. Some keep you logged in, others help us understand which budget planning tools people actually use. Most educational platforms rely on these to function properly.
The Philippines market has unique browsing patterns. Our tracking helps us serve content that makes sense for activity-based budgeting challenges specific to this region.
Types of Tracking We Use
Essential Cookies
These keep the site working. Without them, you couldn't access your learning dashboard or save budget templates. They're mandatory for basic functionality.
- Session authentication tokens
- Security verification codes
- Form submission data
Functional Cookies
These remember your preferences. Language settings, display options, progress tracking in budget modules. They make your experience smoother.
- Interface customization choices
- Video playback preferences
- Previously visited lesson markers
Analytics Cookies
We track how people use the platform. Which budget calculation exercises get completed? Where do learners get stuck? This data shapes future content.
- Page visit tracking
- Time spent on modules
- Navigation pattern analysis
Marketing Cookies
These track you across websites to show relevant ads. If you've visited our budget planning pages, you might see related content elsewhere. You can opt out of these.
- Ad campaign performance tracking
- Social media integration pixels
- Retargeting identifiers
Why Tracking Matters for Education
Here's something we noticed in 2024: learners who completed the activity-based budgeting module spent an average of 18 minutes on the cost allocation exercise. Those who skipped it struggled later with variance analysis.
Without tracking, we wouldn't know that. We'd keep creating content blindly, hoping it works. Analytics show us what actually helps people learn financial planning.
The Philippines business environment has specific requirements. Companies here often deal with seasonal revenue fluctuations. Our tracking helps us understand which budget forecasting tools get the most use during different times of year.
Manage Your Cookie Preferences
You control what gets tracked. Essential cookies stay active because the site needs them, but everything else is up to you.
Current Status
All Cookies Accepted
Note about essential cookies: Authentication, security, and basic site functionality cookies remain active regardless of your choice. These are necessary for streammsg.com to operate properly.
Browser-Level Cookie Management
Every browser lets you control cookies directly. If you want complete control, here's where to find those settings:
Common Browser Paths
- Chrome: Settings → Privacy and Security → Cookies and Other Site Data
- Firefox: Options → Privacy & Security → Cookies and Site Data
- Edge: Settings → Cookies and Site Permissions → Cookies and Site Data
- Safari: Preferences → Privacy → Manage Website Data
Blocking all cookies might break some features. Budget templates won't save, progress tracking stops working, and you'll need to log in every time you visit.
How Long We Keep Tracking Data
Different cookies have different lifespans. Some expire when you close your browser, others stick around for months.
| Cookie Type | Retention Period | Purpose |
|---|---|---|
| Session Authentication | Until browser closes | Keeps you logged into your account |
| Preference Storage | 12 months | Remembers your settings and choices |
| Analytics Tracking | 24 months | Helps us improve content and features |
| Marketing Pixels | 90 days | Shows you relevant ads across platforms |
We review tracking data quarterly and delete anything older than needed. In early 2025, we'll be purging all 2023 analytics data that's no longer relevant.
Third-Party Tracking
Some cookies come from external services we use. Google Analytics tracks site usage. Social media platforms add their own pixels when you share content.
We're selective about third parties. Each service gets vetted for privacy practices before integration. But understand that these companies have their own policies we can't control.
When you reject marketing cookies using our tool above, it also blocks most third-party advertising trackers. Analytics services might still collect basic data needed for site functionality.
Updates to This Policy
Tracking technology changes. New privacy regulations emerge. We update this policy maybe twice a year to stay current.
Major changes get announced through email to active learners. Minor clarifications just appear here. Check back occasionally, especially if you're particular about data privacy.
The last significant update happened in February 2025 when we added more granular controls for marketing cookies. Next review is scheduled for August 2025.
Questions About Tracking?
If something isn't clear or you need specific information about what data we collect, reach out directly.